Future-proof cash flow management: Simple. Automated. In real-time.
With Tidely, you can easily plan and professionally manage your liquidity. Without manual data maintenance or overflowing Excel lists.
Get to know the leading german liquidity management tool
Tidely makes complex financial data understandable. Connect all of your accounts to our liquidity planning tool within 5 minutes. All data is updated automatically. This gives you real-time, up-to-date insight into the financial position of your company. The user interface of our liquidity management software is easy and intuitive to use. This allows everyone to professionally plan and manage liquidity in the company.
You always know the state of your finances
Tidelys cash-management software combines all of your financial figures from your bank accounts, ERP system, and other tools in one place.
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This gives you a holistic and up-to-date overview of your financial situation and all transactions are automatically categorized.
You will receive an individual onboarding and personal support Â
Every new customer receives an individual onboarding! With the Starter Plan in a small group and from the Professional Plan onwards, it's one-on-one.
Our German support team will be happy to answer any further questions you may have.
Say good-bye to manual data maintenance
In Tidely, accounts from more than 5,000 banks and all common ERP and accounting systems can be connected. (Plus PayPal accounts, EBICS accounts, credit card providers, Zapier, custom APIs and much more!) Recurring transactions are automatically synchronized and categorized!
It works with an extra step - simply with one click via Excel upload.
Make an appointment now and test Tidely for free
That works! Your bank accounts with X You can within 2 minutes with Tidely
be synchronized. Make an appointment now and test Tidely for free.
Your new central control instrument for your corporate cash management
With Tidely, you can easily manage and plan your liquidity. Whether it's monitoring and decision-making, detailed analyses, meaningful reports, or strategic purchasing planning — Tidely makes it possible.
What our customers report:
‍Tidelys impact on cash management
As an independent Pilates studio, we are of course faced with new challenges and changes every day — and not just since Corona. Thanks to tidely, we can concentrate on our sports offerings, don't have to worry about open positions and can easily secure our long-term liquidity.
What I like about tidely is that I can get a clear overview of how our cash flow behaves under different scenarios within minutes. All bank accounts can be connected and synchronised in real time.
We now finally have the ability to automatically manage accounting processes, which saves us many work hours and a lot of stress! Thanks to tidely, it’s possible to create a detailed financial plan according to our specifications, and we are very grateful for that!
I’ve been preparing plans for the coming year for 30 years. I’ve never finished so quickly, and I believe the planning has never been so accurately aligned with the current state. Since my account is connected, I can’t forget or overlook anything anymore.
Very intuitive software! The intuitive interface allows even an unskilled user to use the tool very easily, quickly and in a self-explanatory way. As a result, you will quickly achieve initial success and can serve the transparency of the company.
Tidely is a tool that provides us with a current overview of our financial status. It also greatly simplifies our liquidity planning. The tool is very user-friendly and designed in an innovative way. So far, the program has saved us a lot of time and improved our workflow.
From my perspective, tidely is one of the most useful tools for e-commerce businesses. After implementing tidely, my overall feeling has completely changed. Tidely provides me with great security and allows me to sleep peacefully, knowing that I now have a complete view of all the numbers.
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Finally, no more Excel liquidity planning! The integration with company accounts significantly simplifies the allocation and categorization of transactions. Additionally, the automatic categorisation based on many past transactions greatly eases the workload.
"The easy creation of categories and rules, the automatic synchronization of all bank accounts, and the scenarios—these all contribute to a straightforward and secure liquidity management system in our company. A standout feature, however, is the excellent customer service and support with individualized solutions."
With tidely, I can provide numbers quickly, and that’s truly invaluable! I have much better control over our liquidity and can justify the numbers to bank advisors and my employees at any time.
Basically, I would really recommend Tidely for any company. I can't think of an example of a company where that wouldn't make sense. Because if you don't have an overview of your liquidity, that is blind and simply lucky whether it works or not.
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You want to test Tidely's cash management software without obligation?
Understanding, testing, and implementing Tidely is easy and transparent.
These steps await you to take your cash and liquidity management to a new level:
In an initial consultation, we will answer all your questions about your specific use case.
After this date, you can test Tidely free of charge for 7 days.
Convinced? Save a payment method in the app and you can use Tidely permanently!
What are you waiting for? Book a personal conversation right here with:
We help you master your liquidity management!
What are the best liquidity planning tools? How can I optimize cash flow? What is the Cash Runway? We will answer these and more questions for you on our blog. Discover exclusive expert insights, latest trends, updates and best practices around liquidity management and many other exciting topics. Master your corporate finances and create a solid basis for sustainable growth!
Liquidity management: tasks, instruments and tools 2026
Liquidity management determines whether your business remains able to operate at all times, regardless of how profitable it appears on paper. In this article, you’ll learn exactly what liquidity management is, what tasks and tools it involves, and how to implement it step by step. You’ll see how to get started with Excel, when it’s worth switching to specialist software, and how to safeguard your liquidity even in times of crisis. This turns a necessary task into a real competitive advantage.
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Working Capital: Definition, Calculation & Optimization
Working capital is one of the most important metrics when it comes to your company's short-term financial strength. It answers a simple but crucial question: are your short-term assets sufficient to cover your current liabilities? For SMEs and mid-sized businesses in particular, this is more than just a balance sheet figure, as capital tied up in inventory and outstanding receivables is capital that is unavailable for growth and investment elsewhere. In this guide, you will learn exactly what working capital is, how to calculate it step-by-step, which benchmarks apply to your industry, and the levers you can use to optimize it effectively. Includes worked examples and an analysis of the cash conversion cycle.
Calculating Cash Flow: Formulas, Methods & Examples
Being able to calculate cash flow is one of the most valuable skills in business management: only when you know exactly how much money is coming in and going out can you confidently plan investments, negotiate financing, and manage growth. A look at the current economic climate shows why this effort is worthwhile: the number of corporate insolvencies in Germany rose to approximately 23,900 in 2025, an increase of 8.3% compared to the previous year (Creditreform, 2025). Liquidity bottlenecks often play a central role in these cases. By calculating your cash flow regularly, you can identify financial constraints earlier and take timely corrective action. In this guide, we will walk you through the direct and indirect methods, operating and free cash flow, discounted cash flow, and real estate calculations, each with a fully worked-out example.
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Cash Flow: Definition, Meaning & Types Explained Simply
Cash flow is one of the most honest financial indicators in your business. It determines whether you can pay bills, invest and grow. Well-managed cash flow is more than a safety net. It is a lever for growth: when you understand your payment flows, you can invest at the right time, use early-payment discounts, negotiate better terms and seize opportunities before competitors react. The stakes are high: in 2025, around 82% of business insolvencies in Germany affected micro-enterprises (Creditreform, 2025). For startups, running out of capital is also one of the most common reasons for failure: according to CB Insights, lack of capital played a role in 70% of the startup shutdowns examined since 2023 (CB Insights, 2026). In this guide, you’ll learn how to use your cash flow for stability, flexibility and growth.