Cash flow software: The 10 best tools compared to 2026

The most important things in brief

• 22,027 corporate insolvencies were submitted from January to November 2025 alone, an increase of 10% compared to the same period of the previous year (Destatis, February 2026). Liquidity bottlenecks, not a lack of profitability, are a common trigger.
• Tidely and Commitly are suitable for SMEs with a focus on real-time insights and short-term liquidity planning. Agicap is aimed at larger companies with extended range of functions (price on request, higher price segment).
• Most important selection criterion: operational liquidity planning in real time (Tidely, Commitly, Finban) versus strategic controlling and BI (Board, Helu, companyon). These are fundamentally different product categories with different uses.
• Free alternatives Like Excel templates, are only suitable for very simple structures. They do not provide real-time data and must be updated manually, which is prone to errors as the number of transactions grows.
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What is cash flow and cash flow management?

cash flow (Cash flow) means all deposits and withdrawals made by a company within a specific period of time. It shows how much liquid assets are actually available, regardless of whether the company is profitable.

Although the terms cash flow management, liquidity management and liquidity planning are often used interchangeably, they describe different levels:

• Cash flow management manages daily deposits and withdrawals and ensures that the company remains solvent in the short term.
• Liquidity planning is the systematic forecast of future cash flows on a weekly or monthly basis and forms the basis for all financial decisions.
• Liquidity management comprises the overarching strategy to ensure long-term solvency, for example through credit lines, payment terms or receivables management.

A company can be profitable and still become insolvent, namely when income is received too late to cover current liabilities. This is precisely the most common cause of corporate insolvencies.

The most important note when choosing a tool: Many software solutions cover cash flow as a secondary issue; their focus is on historical accounting analysis or comprehensive controlling. Tools that were primarily built for liquidity planning and real-time cash flow management (such as Tidely or Commitly) deliver significantly more precise results here than all-in-one solutions.

Why is cash flow software important?

Without a specialized tool, most SMEs manage their cash flow in Excel. The problem: Each table has to be updated manually, bank details are never up to date on a daily basis, and forecasts are based on manual entries.

A cash flow tool automatically links all bank accounts and accounting systems, shows cash flows in real time and detects impending bottlenecks before they occur. This is particularly critical for SMEs and start-ups because even a single late receipt of major customers can jeopardize their ability to pay.

How big the practical difference is is shown by a Survey of 125 Tidely users:

• 73% of respondents Companies focus on their liquidity planning at least once a week.
• With Tidely, the time required for this is reduced by an average 51% per week, which is approximately 4 hours.
• 85% of users plan to continue using Tidely after your subscription expires.
• The most used Tidely features are cash flow planning with scenarios (79%), the dashboard (53%) and the account overview (42%).

Requirements for modern cash flow management software

Not all software that has “cash flow” in its name is suitable for liquidity planning. You should check these six criteria when choosing.

Integration with bank accounts and accounting systems.
Cash flow software must automatically synchronize bank accounts, ERP, and accounting systems. Manual data transmission is prone to errors and makes real-time evaluations impossible. Tidely supports over 5,000 bank accounts as well as common systems such as Lexoffice and sevDesk.

Real-time data instead of outdated accounting data.
The cash flow status of yesterday is no help today when there is an impending liquidity gap. Good software shows the current account balance and open items in real time, not just the posted financial statements.

Scenario planning and forecasting.
The software should make it possible to play through various scenarios (scenario planning), for example: What happens if a major customer pays 30 days later? What if a planned investment is brought forward? Without this feature, cash flow management is reactive rather than predictive.

Automate repetitive tasks.
‍Transactions are automatically categorized using AI, forecasts are constantly updated and transparent: All AI-generated values can be manually adjusted and can be traced at any time. Not a black box, but smart support that you completely control. According to the Tidely customer survey, this saves companies an average of 51% of the weekly time spent on liquidity planning.

Ease of use without previous financial knowledge.
The software is not only used by the CFO, but often also by founders or managing directors without an accounting background. An intuitive interface is therefore not a nice-to-have, but a prerequisite for actual use.

Visual dashboards and exportable reports.
Cash flow data must not only be understandable internally, but must also be able to be communicated to banks, investors or tax advisors. Dashboards with the most important KPIs and one-click exports are essential for this.

The 10 best cash flow tools compared to 2026

Good cash flow software must suit you, not only in terms of functions, but also handling and costs. Whether you're looking for a simple tool for a daily liquidity overview, a complete cash flow management software with ERP integration, or a specialized tool for cash flow planning and scenario analysis: The requirements vary significantly depending on company size and level of maturity.

Here we introduce you to the 10 best cash flow tools for 2026, with their most important advantages and disadvantages.

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1st Tidely

⭐️⭐️⭐️⭐️⭐️ 4.5/5

141 reviews at OMR

prize: Starting at 45,00 €/month

demo: Yes, 1:1 product presentation

Free trial account: 7 days

Tidely is a cash flow management software developed in Germany for SMEs and scale-ups. The software connects over 5,000 bank accounts and common accounting systems and synchronizes financial data automatically and in real time. More than 1,500 companies actively use Tidely for liquidity management.

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Benefits of Tidely:

• Get started quickly without financial knowledge.
  Bank accounts and accounting systems can be connected in just a few minutes. According to Tidely, the first reliable liquidity forecasts are available within 15 minutes of being set up.
• Broad integration and automation.
  Tidely supports standard integrations with Lexoffice, sevDesk, Xentral, Weclapp, Moco, easybill, BuchhaltungsButler, Billomat, GetMyInvoices and Microsoft Dynamics 365 Business Central. PayPal, EBICS accounts, credit card providers and an open API and Zapier connection are also available. Transactions are automatically categorized using AI.
• AI-powered forecasts and scenario analyses.
  Tidely creates liquidity forecasts as target/actual comparisons on a daily, weekly or monthly basis. Users can run through scenarios, such as late customer payments or early investments, in order to identify liquidity risks at an early stage.
• Save time through automation.
  According to a survey of 125 Tidly users, the weekly time spent on liquidity planning is reduced by an average of 51%, which corresponds to around 4 hours a week.
• Cash flow reports at the click of a button.
  Detailed reports for banks, investors or tax advisors can be exported as PDF or Excel with just one click. This is particularly relevant for companies that regularly hold financing talks.
• GDPR compliant, ISO/IEC 27001:2013 standards and hosted in Germany.
  Tidely was developed in Germany and is hosted there. All data is processed in accordance with GDPR standards.
• Personal onboarding and German-language support.
  With the Starter and Professional plans, new customers receive live group onboarding, starting with the Business plan, 1:1 onboarding by a Tidely expert. Support is available via email, chat and telephone, supplemented by video tutorials, a knowledge database and 24/7 support from a trained AI chatbot.

Disadvantages of Tidely:

• Focus on the European market.
  Tidely supports over 5,000 European bank accounts. Companies that mainly work with banks in the USA or Asia may find better account coverage from local providers.
• ERP integration only from a professional tariff.
  The connection of accounting systems is only available in Professional, Business and Enterprise plans, not in the starter package.

How much does Tidely cost?

Tidely offers four packages:

• Starters from 45 €/month: 1 bank account, with AI categorization and AI cash flow forecast, 3 KPI widgets & live group onboarding
• Professional from 85€/month: 5 bank accounts, accounting integration, 2 team members, live group onboarding
• Business from 215 €/month: 10 bank accounts, up to 3 companies, 5 team members and individual live onboarding
• Enterprise upon request for large corporate structures with an unlimited number of accounts, companies and personal advisors.

The prices are transparent and have no hidden additional costs. A free trial account is available for 7 days.

Try it now for 7 days for free

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2nd Agicap

⭐️⭐️⭐️⭐️⭐️ 4.6/5

169 reviews at OMR

prize: On request

demo: Yes

Free trial account: Yes

Agicap is a SaaS solution from France and one of the best-known European providers in the area of cash flow management. The software is primarily aimed at medium-sized companies and corporate groups with several companies, banks or currencies. Core features include real-time cash flow monitoring, automatic categorization, scenario planning, and a consolidated group view of all business units.

Benefits of Agicap:

• Comprehensive functional depth for complex structures.
  In addition to classic cash flow management, Agicap offers modules for collection (CashCollect), expense management, cash pooling and AR/AP automation — ideal for companies that want to centralize their entire treasury management in one tool.
• Group consolidation at the push of a button.
  Companies with several companies can switch between consolidated group view and detailed view of individual entities with a single click.
• 13-week forecast and rolling forecasts.
  Daily cash flow forecasts, flexible scenario modelling and variance analyses at group, department or individual level directly in the dashboard.

Disadvantage of Agicap:

• High barrier to entry for smaller companies.
  Agicap is aimed at medium-sized companies with dedicated finance teams. For SMEs without financial specialists, the range of features may be too complex and the price may be difficult to justify. User reviews on Capterra and GetApp regularly confirm this point.
• Modular construction can be expensive.
  Functions such as reminders or expenditure management are separate modules. If you want to use the full range of functions, you pay more accordingly.

How much does Agicap cost?

The costs of Agicap are available on request and are based on individual requirements, but are in the higher price segment, which can pose a financial hurdle for smaller companies or start-ups. There are also many paid modules and add-ons.

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3. Commitly

⭐️⭐️⭐️⭐️⭐️ 4.8/5

140 reviews at OMR

prize: Starting at 45,00 €/ month

demo: No

Free trial account: 14 days

Commitly is software from Germany and Austria specialized in liquidity planning, which, like Tidely, uses real-time cash flow management and automated forecasts. The software is aimed at SMEs and financial experts who are looking for a lean and focused solution.

Benefits of Commitly:

• Scenario planning and automated forecasts.
  Commitly enables the simulation of various scenarios, automatic forecast calculations and target/actual comparisons. Variants of a plan can be created with just a few clicks, including percentage or absolute updates to subsequent periods.
• Solid banking connection for DACH companies.
  Commitly supports over 3,000 banks in Germany and Austria, including all Sparkassen, Volksbanken, Commerzbank, Deutsche Bank and ING. Bank details are only synchronized read-only, no payment can be triggered.
• Incoming invoice processing as an add-on.
  With the “Commitly Bills” module, liabilities and open items can be managed directly in cash flow, including approval processes and audit trail.

Disadvantages of Commitly:

• No personal onboarding.
  Commitly doesn't offer a 1:1 onboarding service. For companies that need support when starting out, this is a relevant difference to Tidely, which offers personal onboarding from an expert starting with the Professional plan.
• Limited accounting integrations.
  In reviews on Capterra, users complain about the limited number of interfaces to accounting systems. Commitly is therefore less flexible than tools with a wider ERP connection.

How much does Commitly cost?

Starting at 45.83€ per month with annual payment, with three packages: Basic, Business and Professional. Tidely already offers personal onboarding, over 5,000 bank connections and wider integration support at a comparable entry-level price.

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4. Helu

⭐️⭐️⭐️⭐️⭐️ 4.5/5

52 reviews at OMR

prize: On request

demo: No

Free trial account: Yes

Helu is a strategic FP&A tool for CFOs and financial managers in SMEs and scale-ups who want to transform finance from an operational bottleneck into an active management function. Unlike Tidely or Commitly, Helu is not a liquidity management tool, but an addition to it: Helu bridges the gap between DATEV, operational systems such as HR and CRM and management so that financial data can actually be used for decisions.

Benefits of Helu:

• DATEV integration and automated reporting.
  ‍Helu is an official DATEV marketplace interface partner. Accounting data is automatically synchronized and reports are updated after each upload. P&L, balance sheet, cash flow analyses and cost center evaluations are available without manual data maintenance.
• Strategic controlling instead of backwards reporting.
  ‍Finance teams can combine financial and non-financial drivers in one model, define their own KPIs based on actual business processes, and simulate planning scenarios. Teams get a single, collaborative source of truth for planning, forecasting, and control, without version chaos caused by Excel files.
• Your own KPIs based on real business processes.
  Helu enables finance teams to link financial and non-financial drivers, such as from HR, sales or CRM, in a common model and create their own KPIs based on actual processes in the company.

Disadvantages of Helu:

• No real-time cash flow management.
  ‍Helu is not built for operational liquidity management. Anyone who needs up-to-date account overviews and liquidity forecasts also needs a specialized tool such as Tidely.
• Focus on strategic planning, not operational financial management.
  ‍Helu focuses on FP&A, budgeting, and scenario planning. Operational tasks such as invoice approvals, payment transactions or bank connections are not part of the range of functions. Companies that are looking for both in one tool need a complementary solution.telle.

How much does Helu cost?

Helu offers individual price offers based on a company's specific requirements. Interested companies can contact us directly to receive a tailor-made offer.

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5th re:cap

⭐️⭐️⭐️⭐️⭐️ 4.7/5

30 reviews at OMR

prize: From 0€/month (free basic package), Pro from 79€/month

demo: Yes

Free trial account: Yes, 14 days

re:cap was founded in 2021 and is not a classic cash flow management software, but a so-called “Capital OS” — a platform that combines liquidity analysis, forecasting and non-dilutive debt financing in one tool. The platform is primarily aimed at tech and SaaS founders who are before or during a financing round and want to understand how financially viable their company is today.

Benefits of re:cap:

• Free basic package with real added value.
  ‍The Essential package is permanently free and provides basic real-time cash flow analysis, runway tracking, and a forecasting scenario. For early-stage founders who do not yet have a budget for a liquidity tool, this is a real entry point.
• Liquidity management and financing from a single source.
  ‍re:cap not only shows the current cash flow, but also directly which financing conditions a company would receive today and how that will change if you wait. Financing volumes of €50,000 to €25 million are available without share tax.
• Very wide bank connection.
  ‍re:cap provides interfaces to more than 14,000 banks in Europe and North America, significantly more than most competitors. Particularly relevant for startups with international bank connections.

Disadvantages of re:cap:

• Different target group than classic SME tools.
  re:cap is optimized for founders and startup teams who want to keep an eye on financing. For established SMEs without growth financing requirements who want to professionally manage their operating cash flow, Tidely, for example, is the more appropriate choice.
• Lack of accounting integrations.
  Several user reviews on OMR complain about the lack of interfaces to accounting systems such as DATEV or Lexoffice.

How much does re:cap cost?

According to the provider, the essential package is permanently free of charge. The Pro package starts at 79€ per month and offers unlimited scenarios, detailed transaction analysis and personal onboarding. The prices vary depending on the company's annual turnover.

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6th fygr

⭐️⭐️⭐️⭐️⭐️ 4.8/5

5 reviews at Capterra

prize: Starting at 69,00 €/ month

demo: No

Free trial account: Yes, 7 days

fygr is a French cash flow management software for SMEs and micro-enterprises with an annual turnover of up to 5 million €. The platform is based on ease of use, AI-based forecasting and dynamic scenario planning, without the functionality of more complex enterprise tools.

Benefits of fygr:

• AI-powered forecasting and scenario planning.
  fygr offers AI-based cash flow forecasts, advanced formulas and, depending on the package, up to unlimited scenarios with daily and weekly views. Changes in cash flow can thus be quickly simulated and evaluated.
• Multi-currencies and ERP integration.
  Starting with the Pro package, fygr supports multiple currencies and the integration of management tools and ERP systems via API. The corporate package supplements this with multi-entity consolidation and SFTP connectivity.
• Easy to use without previous accountant experience.
  fygr is deliberately kept simple and is also aimed at founders and managing directors without a financial background.

Disadvantages of fygr:

• ERP integration only from the Pro package.
  The starter package (up to €2 million annual turnover) does not include an ERP connection. If you need deep system integration, you must choose at least the Pro package starting at 104 €/month.
• Limited support and no personal demo.
  Users complain that support doesn't always respond quickly or comprehensively. There is no individual introduction or personal demo, which can make it difficult to get started.

How much does fygr cost?

fygr offers three packages: Starter from 69€/month (up to 2 million € annual turnover, 2 banks, 3 scenarios), Pro from 104€/month (up to 5 million € annual turnover, 4 banks, 5 scenarios), companies on cost estimate (several units or from 5 million € annual turnover). All packages include a free trial period.

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7th company

⭐️⭐️⭐️⭐️⭐️ 4.9/5

7 reviews at OMR

prize: Starting at 69,00 €/ month

demo: Yes

Free trial account: Yes, 14 days

companyon is a controlling software for SMEs that combines planning, budgeting, BWA, key figure analysis and liquidity forecasts in one tool. Similar to Helu, the focus is on strategic controlling, not on operational real-time liquidity management. The software is ready to use within a few minutes. Accounting data is integrated via file upload; there is no direct DATEV interface.

Benefits of companyon:

• Quick implementation without project duration.
  After uploading the accounting data, companyon is immediately ready to go. Reports, BWA, and key figures are generated automatically, without manual setup.
• Automatic liquidity forecasts based on current and planned data.
  companyon automatically creates liquidity forecasts as well as earnings and cash flow forecasts from existing accounting and planning data, including scenario planning and target/actual comparisons.
• Consolidation of several companies.
  ‍Companies with several branches, companies or holdings can consolidate all units with just a few clicks and evaluate them as an overall overview, including a consolidated liquidity forecast.

Disadvantages of companyon:

• No real-time cash flow based on bank accounts.
  companyon works on the basis of uploaded accounting data, not on the basis of live bank details. Anyone who needs up-to-date account balances and automatic bank synchronization is better off with Tidely.
• No direct DATEV interface.
  In contrast to tools such as Helu, there is no automatic DATEV connection. Data must be exported and uploaded manually.

How much does Companyon cost?

companyon offers four packages: Basic from 69€/month, Professional from 109€/month, Expert from 179€/month (each excluding VAT, with annual payment), Premium on request. A 14-day free trial period is available.

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8. finban

⭐️⭐️⭐️⭐️⭐️ 4.8/5

17 reviews at OMR

prize: Starting at 26.25 €/ month

demo: Yes

Free trial account: Yes, 14 days

finban was founded in 2023 and is modern financial planning software developed specifically for SMEs, start-ups, agencies and SaaS companies. It offers features such as real-time cash flow forecasting, scenario planning, and integration of bank accounts and accounting tools, making finban a real alternative to traditional Excel spreadsheets.

Benefits of finban:

• Lowest entry-level price in comparison.
  With 26.25 €/month in the starter package, Finban is the cheapest specialized cash flow tool in this list. An attractive start for solos and micro-businesses with a bank account and accounting.
• Flexible scenario planning.
  finban makes it possible to create and compare various financial scenarios in order to directly see the effects of investments, new hires or payment defaults on liquidity.
• High level of data security.
  finban stores data on AWS servers in Europe and meets GDPR and ISO/IEC 27001:2013 standards.

Disadvantages of finban:

• No auto categorization.
  In contrast to Tidely, there is no automatic categorization of transactions and categorization rules. Transactions must be assigned manually, which becomes time-consuming as the number of transactions grows.
• Limited ERP integration.
  finban currently only offers limited interfaces to common ERP systems, which makes it difficult to automatically exchange data with the accounting department.

How much does Finban cost?

finban offers four packages with annual payment: Starter from 26.25€/month (1 bank account, 1 organization, 1 user), Business from 48.75€/month (5 bank accounts, 5 users), Pro from 90€/month (10 bank accounts, 5 organizations, 10 users), Custom on request for complex corporate structures and family offices.

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9th board

⭐️⭐️⭐️⭐️⭐️ 4.7/5

30 reviews at OMR

prize: On request

demo: Yes

Free trial account: No

Board is an enterprise planning platform from Switzerland that combines business intelligence, corporate performance management and predictive analytics in a single platform. The tool is primarily aimed at medium-sized and large companies in industries such as retail, manufacturing and financial services that want to centralize complex planning and analysis processes. Cash flow management is a sub-function within a significantly wider FP&A framework.

Benefits of Board:

• Everything in one platform.
  Board combines reporting, dashboards, scenario simulation, forecasting, and planning without using multiple separate tools. For companies with complex structures, this eliminates the hassle of synchronizing data between different systems.
• Broad data integration.
  The platform connects to SAP, Salesforce, Microsoft and other ERP and CRM systems, creating a consolidated database as a single source of truth.

Disadvantages of Board:

• Steep learning curve and implementation effort.
  Users report that the initial configuration is complex and usually requires external consultants. For SMEs without a dedicated IT or controlling team, getting started is complex.
• No real-time operational cash flow management.
  Board is a strategic analysis and planning platform, not a liquidity management solution. Tidely is the more appropriate choice for up-to-date cash flow overviews based on bank accounts, automatic bank connection and operational liquidity planning.

How much does Board cost?

The prices are not publicly available and are agreed individually. Since Board is primarily aimed at medium-sized to large companies, the cost structure for smaller companies is generally not economical.

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10. finway

⭐️⭐️⭐️⭐️⭐️ 4.4/5

58 reviews at OMR

prize: Starting at 209.00 €/ month

demo: Yes

Free trial account: Yes, 14 days

finway was founded in 2020 and is an expense management platform for SMEs that combines invoice processing, approval processes, bank connection, virtual and physical cards, and DATEV export in one tool. The focus is not on cash flow and liquidity planning, but on automating operational financial processes. finway is therefore suitable as an addition to a dedicated cash flow solution such as Tidely, not as a substitute.

Benefits of finway:

• Strong DATEV integration.
  finway offers a direct DATEV interface including pre-account payment and invoice split, which significantly simplifies handing over to the tax advisor.
• Unlimited users across all plans.
  The price is not based on the number of users, but on the number of incoming invoices processed monthly. This makes Finway calculable for teams with many employees.
• Quick support.
  Users on OMR praise the responsive and competent customer service as one of the main benefits.

Disadvantages of Finway:

• No cash flow management.
  finway does not provide liquidity planning, scenario planning and cash flow forecasts. Companies that need a real-time overview of their liquidity need a complementary tool like Tidely.
• High entry-level price for SMEs.
  With 209 €/month in the essential package, Finway is the most expensive tool in this comparison. For small companies with few incoming invoices, the price-performance ratio must be critically examined.

How much does Finway cost?

finway offers two packages: Essential from 209€/month and Professional from 299€/month. Both packages include unlimited users. The price increases with the number of incoming invoices processed monthly, with 100 invoices included in the base price.

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3 tips: How to find the right cash flow management tool

Choosing the right cash flow management software depends on what you need for the tool itself and what services your company needs. These three criteria help you structure the decision.

1. Define exactly what you need this tool for

If you're looking for software that focuses specifically on managing your cash flow, you should use tools such as Tidely, Agicap, or Commitly consider. These solutions were specifically developed for liquidity management, scenario planning and real-time overview of your payment flows. They help you identify financial bottlenecks at an early stage and actively manage your liquidity.

If, in addition to cash flow planning, you also need strategic controlling, FP&A or budgeting, tools such as Helu or companyon are useful additions. Finway is ideal for operational financial processes such as digital invoice processing and expenditure management.

important: These tools do not replace dedicated cash flow software, but complement it.

2. Consider the size of your business

Depending on the size of the company, the requirements for cash flow software vary significantly. Tidely Is special suitable for SMEs, start-ups and scale-ups, as it offers quick implementation, intuitive operation and a transparent price-performance ratio, starting at just 45 €/month including AI categorization and AI cash flow forecast.

For companies that also need advanced features such as Cash pooling, dunning, or BI and performance management Board or Agicap can be an alternative. However, you also have to reckon with significantly higher costs and longer implementation costs.

3. Prioritize support and personal advice

Good support is crucial, especially when setting up. Make sure that the provider offers comprehensive advice and support options. This is exactly where Tidely is a strong committed alternative: Tidely offers personal live onboarding, support via email, chat and telephone, and a personal advisor in the enterprise package. This is supplemented by video tutorials and an extensive knowledge database.

Conclusion: Which cash flow software is right for you?

The 10 tools in this comparison are aimed at very different target groups. Here are the most important recommendations at a glance:

Tidely is the best choice for SMEs, start-ups, scale-ups, and project-based companies looking for specialized cash flow management software with rapid implementation, transparent pricing, and personalized support. AI categorization and AI cash flow forecast are already included in the starter package starting at 45 €/month.

Agicap is suitable for medium-sized companies and corporations with complex multi-entity structures and a dedicated financial team who are willing to pay a significantly higher price.

Commitly is a solid alternative to Tidely for the DACH region, but offers fewer accounting integrations and no personal onboarding.

Helu and companyon are useful additions for companies that need strategic controlling and FP&A in addition to their cash flow solution, but are no substitute for operational liquidity planning.

re:cap is aimed specifically at tech and SaaS founders who are looking for liquidity analysis and external financing from a single source.

Finban is the cheapest specialized solution in comparison and ideal for solos and micro-enterprises with simple structures.

Board and Finway are special tools for BI/enterprise planning or expenditure management and are not direct alternatives to cash flow software.

If you're looking for an easy-to-use, transparent, and affordable solution for your cash flow management and liquidity planning, Tidely is for you. Unlike many competitors, we attach great importance to ensuring that you are not left alone: Personal onboarding, intuitive usability and focus on essential functions make Tidely the ideal solution for SMEs and growing companies.

Try out Tidely now for 7 days free of charge and benefit from simpler, more transparent and efficient financial management.

Try Tidely for free

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note: As our industry is rapidly evolving, the details and prices of providers can change very quickly. If you notice an error, feel free to contact us and let us know. We will then fix it.

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FAQ

What does Tidely do?

Tidely Is cash flow management software, which was developed specifically for SMEs, start-ups and scale-ups. It provides real-time liquidity monitoring, enables scenario analyses and AI-based cash flow forecasts, and integrates with bank accounts and accounting systems. The aim is to enable companies to plan financially transparently and automatically so that they can grow securely.

Which cash flow software is right for SMEs?

Which is the best cash flow tool for SMEs depends on individual requirements. Tidely is ideal for companies that have a user-friendly, transparent solution with quick start search. Commitly offers specialized liquidity planning for the DACH region, but with fewer integrations and no personal onboarding.

Agicap is suitable for larger companies with complex multi-entity structures and more budget. For very simple structures with a bank account, finban is the cheapest specialized option.

Is Tidely an Agicap alternative?

Yes Tidely is a powerful Agicap alternative for SMEs and scale-ups. Both tools provide cash flow management and scenario planning. The difference lies in the price and the target group: With its wider range of functions, Agicap is primarily aimed at medium-sized groups of companies with a dedicated financial team. Tidely is more transparent in pricing, faster to implement, and offers personalized onboarding.

Is Tidely a Commitly alternative?

Yes Tidely can be used as an alternative to Commitly be seen. Both solutions specialize in cash flow management and offer real-time data and forecasting functions. The difference: Tidely offers more accounting integrations, personal onboarding, and over 5,000 bank connections. For companies that want support and advice in addition to cash flow planning, Tidely is the stronger choice.

What is the difference between cash flow software and accounting software?

Accounting software documents past transactions and prepares annual financial statements. Cash flow software looks to the future: It helps you identify liquidity bottlenecks at an early stage, model scenarios and actively manage your cash flows. Many companies use both tools in parallelbecause they complement each other instead of replace each other. Tidely integrates directly with popular accounting tools.

Which is the best cash flow management software?

Which is the best cash flow tool depends on your company's requirements. For SMEs and scale-ups that have a transparent cash flow software with rapid implementation search is Tidely the best choice. For larger companies with complex structures, Agicap offers more depth. Anyone who primarily needs strategic controlling and FP&A is better advised with Helu or companyon.

Is there any free cash flow software?

Yes, there are free tools and Excel templates, which are suitable for simple cash flow planning. However, these quickly reach their limits: Excel does not provide real-time liquidity data, each table must be updated manually, which is prone to errors and time-consuming. Tidely can be tested free of charge for 7 days, without a credit card.

How long does it take to set up cash flow software?

It depends a lot on the tool. Tidely is designed to get you started in under 15 minutes: connect bank accounts, integrate accounting system, get your first cash flow forecast. Enterprise solutions such as Board or Agicap, on the other hand, often require implementation projects lasting several weeks with external consultants.

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