Everything you need to know about cash flow, liquidity, and financial management

Financial metrics are the navigation system for every SME. Discover which KPIs are particularly important in 2026, the roles played by liquidity, profitability, and efficiency, and how to steer your company safely using the right data.

What happens when smart cash flow planning meets fast business financing? Tidely identifies liquidity gaps early – Banxware closes them in just 24 hours. Read on to learn how both solutions work together to create real financial security for your company.

Interim financing can be a vital tool for your company to bridge short-term liquidity bottlenecks or close funding gaps when planned funds are not yet available. This type of bridge loan is often used to pre-finance projects or large orders until customers make their promised payments. It is also used by start-ups, for example, to bridge the time until a confirmed funding round, or to finance investments like machinery until they are covered by an agreed lease or a committed long-term loan. But how does interim financing work and what are the costs involved? In this article, we answer these and other questions and show you how to optimally use interim financing for your company.

Customers who don't pay on time can be a real challenge for businesses. But don't worry: with the right measures and a clear understanding of your rights, you can not only secure your cash flow but also protect your long-term business relationships. In this article, we explain what the law says about late payments and your rights as a creditor, the economic consequences involved, and how businesses can best respond.

Liquidity analysis is a core component of financial management, allowing companies to ensure solvency and improve financial stability. But how do you ensure your business remains solvent at all times? In this article, we look at what a liquidity analysis is, how it works, and which methods you can apply.

Late payments can present significant challenges for businesses—from liquidity bottlenecks to increased administrative burdens. To minimize these risks effectively, preventive measures should be evaluated and implemented. In this article, we show you how to prevent late payments and protect your liquidity through a proactive strategy, ensuring that payment defaults never become a challenge in the first place.

A well-thought-out financial plan forms the foundation for every successful business. Whether you are launching a start-up or managing an established company, a structured and reliable financial plan helps you achieve your financial goals, identify potential risks early on, and secure the long-term success of your business. In this article, you will learn what a financial plan should include, how to create one step by step, and how to avoid common mistakes.

The cloud-based accounting software lexoffice is a powerful business solution that you can connect with Tidely to synchronize your outstanding invoices and other key data, incorporating them into your cash flow planning in real time. This practical feature for significantly greater efficiency is just the beginning: lexoffice can do much more. Starting with legally compliant invoices that land directly in your accounting – lexoffice is e-invoice ready.

As a startup founder, you face new challenges every day. Processes are implemented step by step, structures are continuously adapted, and the business model has yet to prove itself. Does the idea hold up against the competition? Is there sufficient demand for the product or service? And above all: how long will your cash reserves last? This last point is particularly critical, as a lack of funds is one of the most common reasons startups fail. That is why it is vital for startups to keep an eye on their finances from the very beginning and know how long their cash will last. Burn rate and cash runway are essential metrics that every startup should know. We explain how to calculate both and provide tips on how to optimize your runway length.