Cash management & cash flow

Liquidity management is an indispensable part of corporate management, regardless of how big or small a company is. It ensures that enough funds are always available to meet all financial obligations on time. But what methods are there and how can modern tools help you optimize liquidity management? In this article, we explain the basics and show you how to secure your company's liquidity — while also keeping an eye on profitability.

Liquidity is the be-all and end-all for every company, whether it's a start-up or an established SME. But what exactly does liquidity mean and how do you actually calculate it? In this article, we'll introduce you to the most important formulas, including exemplary calculations, with which you can analyze and optimize your company's liquidity — and show you how Tidely can help you do so.

A liquidity bottleneck can be a serious challenge for any company. If there is suddenly not enough money available to cover current expenses, you as an entrepreneur quickly find yourself in a situation that threatens your existence. But how exactly does such a bottleneck arise, and above all: How can you avoid it? In this article, we explain what you should pay attention to and which measures will help you identify and prevent liquidity bottlenecks at an early stage.

Liquidity analysis is a central part of financial management, which enables companies to secure their solvency and improve their financial stability. But how do you ensure that your own business remains solvent at all times? In this post, we'll look at what a liquidity analysis is, how it works and which methods you can use.

Professional liquidity planning not only serves to protect against bottlenecks — it is also a central factor for long-term growth. Specialized cash flow software helps you to keep an eye on your liquidity at all times, identify bottlenecks early on and take targeted countermeasures. At the same time, it supports strategic investment decisions and enables forward-looking financial planning. Of course, with Tidely, we are ourselves providers of cash flow management software — and are convinced that it is one of the best solutions on the market. However, we know that every company has different requirements. That's why here's an objective comparison of the best tools for 2025 so you can choose the solution that really suits you. To do this, we have read through the websites of the various providers, several comparison sites and reviews and summarized them here. Good luck with the comparison!

An effective liquidity management strategy is crucial for a company's success. By implementing precise liquidity planning, financial bottlenecks can be avoided, and financial stability ensured. We explain below why you should opt for digital solutions instead of Excel for liquidity planning and how to find the right tool for your business.

Every company must handle both regular and one-off payments on a monthly basis. This includes salaries, rent, taxes, insurance premiums, and credit payments, as well as costs for repairs, acquisitions, and marketing. These expenses must be paid either immediately or within a specified payment period. Salaries are typically disbursed at the end of the month, while taxes and credit payments are due monthly or at set intervals. This can lead to significant financial stress at certain times.

In a turbulent business environment, it's crucial that you always keep an overview of your finances. Tidely offers you a flexible tool to efficiently manage your liquidity and make informed decisions. With real-time cash flow analyses and integrated scenario testing, Tidely enables you to precisely plan future financial developments. This allows you to better plan investments and identify potential liquidity shortages early on. Discover how Tidely strengthens your financial control and gives you more time to focus on growing your business. Test Tidely and see for yourself the benefits it offers!

Anyone running a business knows that things often turn out differently than planned. Initially focusing in one direction, internal and external factors, which were unexpected, can force companies to reconsider or even change their strategy, and often it’s not possible to react flexibly enough to favourable events. Therefore, it’s crucial for entrepreneurs to play out various scenarios and prepare potential strategies. Setting up scenarios can serve as a decision-making aid for strategic alternatives as well as assist in the development of specific strategies in case of unexpected internal and external events. Scenarios are particularly used in financial and liquidity planning to better estimate changes in cash flow and avoid liquidity shortages.